Skip Your Next Auto Loan Payment When You Open a New Checking Account!

Make the most of your Pillar Credit Union membership when you open a checking account. These Skip-A-Pay offers are our way of showing how much we appreciate you.

Added Bonus

How It Works

Skip your next month’s auto loan payment* by opening a new Pillar Credit Union checking account.

BONUS: Skip an additional loan payment** when you set up a recurring direct deposit of $1000 or more per month to your new checking account.

You will receive an email confirmation after you open your new checking account and once Piller Credit Union verifies your eligibility and processes your skip request. Continue making your regular payment until you receive confirmation.

Frequently Asked Questions

Answers to the most common questions that you may have about these Skip-A-Pay offers, along with other important information.

Yes, after opening a checking account and qualifying for the offer you can skip your next loan payment* as long as your name is on both the auto loan and on the new checking account. You can also qualify to skip an additional payment after receiving at least one qualifying Direct Deposit of $1,000** in your new checking account.

Note: You must continue making your regular loan payment until you receive notice that Pillar Credit Union has confirmed your skip-a-pay request. See full eligibility details in the disclosures below.

No, the standard $35 Skip-A-Pay fee is waived for eligible skips earned with this offer.

No. We do not perform a credit check for this promotional offer. The skip-a-payment offer is not considered a late or delinquent payment. You should have no adverse effect to your credit score.

Yes, providing your request one at the time of account opening, you will receive a debit card for your new checking account within 7-10 business days.

You can easily sign up for online banking or download the mobile app anytime.

Click here to get started.

Yes. Pillar Credit Union and our marketing partner take the security of your personal information seriously. Please review our privacy policy on our corporate website for details.
Business People

Para hablar con uno de nuestros representantes en español por favor llámenos al (800) 914-7536

*To qualify for the first Skip-A-Payment A $50 minimum deposit is required to open a new checking account. The account must be opened in the loan holder’s name. **To qualify for the second Skip-A-Payment: The new checking account must have at least one qualifying monthly direct deposit of at least $1,000.00 within the first 30 days of the new checking open date. Direct Deposit payments must be made by a payroll provider or government benefit providers using the ACH network. Person-to-person payments (such as Zelle®) are not considered a direct deposit


Both Skip-A-Pay offers are for one (1) new checking account. The normal $35.00 fee is waived with these Skip-A-Pay offers. Offers subject to payment history. All Pillar Credit Union loans must be current and in good standing. Interest and payment protection fees accrue during the Skip-A-Pay period and the skipped payment(s) will cause the loan to extend beyond the original maturity date. You may not be eligible for this program if you have already done one skip-a-pay or have had a hardship deferral. This offer is not available to existing Pillar Credit Union checking account holders or members whose checking accounts have been closed within 90 days or closed with a negative balance. Account opening is based on approval.


IMPORTANT NOTE: You must continue to make your auto loan payment until we confirm your skip-a-pay has been processed. If Pillar Credit Union has set up an automatic payment to your loan, the payment(s) for that month will be deferred. If you have set up a recurring payment through online or mobile banking or through a Bill Payment service, you will need to defer the payment(s) for the month. Offer expires 03/24/2026. Offer subject to change or end at any time without notice.